CAD Officer Job in Gujranwala at National Bank of Pakistan
Job Description
Job Summary
National Bank of Pakistan is looking for talented professionals for the position of CAD Officer in Gujranwala.
Original Advertisement Text
NATIONAL BANK OF PAKISTAN CAREER OPPORTUNITY
“The Nation’s Bank”, National Bank of Pakistan aims to support the financial well-being of the Nation along with enabling sustainable growth and inclusive development through its wide local and international network of branches. Being one of the leading and largest banks of Pakistan, National Bank of Pakistan is contributing significantly towards socioeconomic growth in the country with an objective to transform the institution into a future-fit, agile and sustainable Bank. In line with our strategy, the Bank is looking for talented, dedicated and experienced professional(s) for the following position in the area of Risk Management based in Gujranwala.
The individuals who fulfill the below basic-eligibility criteria may apply for the following position:
01 Position / Job Title
CAD Officer (OG-III / OG-II)
Reporting to
Regional Executive – Credit Administration Department
Educational / Professional Qualification
- Minimum Graduation or equivalent from a local or international university / college / institute recognized by the HEC of Pakistan
- Candidate having Master’s degree and / or any other relevant professional certification(s) will be preferred
Experience
- Minimum 02 years of banking experience, out of which at least 01 year in Credit Administration and / or Credit Operations and / or Loan Processing and / or Banking Operations
Other Skills / Expertise / Knowledge Required
- Sound knowledge of commercial, SME financing / credit administration / review of legal documentation
- Exposure to collateral and risk monitoring / reporting
- Good interpersonal and communication skills
- Proficient in MS Office
Outline of Main Duties / Responsibilities
- To assist in scrutinizing Sanction Advice / Facility Offer Letters (FOL) in line with the Credit Approval Authority Booklet (CAAB)
- To support in the preparation of standard documentation (IBs) for Corporate, Commercial, SME and Agriculture accounts
- To prepare Disbursement Authorization Certificates (DAC) for approved facilities
- To assist in registration of charge with SECP via BLA and coordinate for perfection certificate
- To assist in conducting in-house visits of Pledge sites and coordinate for outsource inspections of pledged stocks
- To provide support in reviewing outsourced stock inspection and valuation reports for accuracy and compliance
- To record and maintain facility details in the system including collateral, insurance and related information
- To assist in monitoring covenants, condition precedents and post disbursement compliance for assigned portfolios
- To track and escalate breaches, exceptions or deviations to the appropriate authorities
- To perform any other assignment as assigned by the supervisor(s)
Assessment Test / Interview(s)
Only shortlisted candidates strictly meeting the above-mentioned basic eligibility criteria will be invited for test and / or panel interview(s).
Employment Type
The employment will be on contractual basis, for three years which may be renewed at the discretion of the Management. Selected candidates will be offered a compensation package and other benefits as per Bank’s policy / rules.
Interested candidates may visit the website and apply online within 10 working days from the date of publication of this advertisement as per given instructions. Applications received after due date will not be considered in any case. No TA / DA will be admissible for test / interview. National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals, regardless of gender, religion, or disability.
Frequently Asked Questions
What is the job title for this position?
The job title is CAD Officer (OG-III / OG-II).
Where is the job location?
The job is based in Gujranwala.
What are the minimum qualifications required?
A minimum graduation or equivalent from a recognized university is required.
How many years of experience are needed?
A minimum of 02 years of banking experience is required, with at least 01 year in relevant fields.
What is the employment type?
The employment will be on a contractual basis for three years.